"This is pretty rare": CFB insider says Florida HC Billy Napier has unique buyout clause amid firing rumors

Chants from fans calling for Billy Napier's firing intensified after the Florida Gators went down against USF 18-16 in Week 2 of the college football season. The Gators were marred by a porous defense and quarterback DJ Lagway's inability to run the ball.

Napier's woes worsened when Florida defensive tackle Brendan Bett was ejected from the game after spitting on a USF player with two minutes left. Florida was assessed a 15-yard penalty, allowing USF to try a field goal to secure a two-point lead.

The defeat means Napier once again finds himself at the top of the list of coaches on the hot seat. Reacting to the whole scenario, college football insider Pete Thamel discussed how much Florida would owe its head coach if he were to get fired. Thamel suggested there was a special clause in Napier's contract that allows him to receive all the guaranteed buyout money, equivalent to $20 million.

“Interesting about Napier's buyout is there's no offset or mitigation, so he gets it all, which is pretty rare. Like even Lincoln Riley's $100 million contract. I think the buyouts are around $80 million now,” Thamel said to Rece Davis and Dan Wetzel on an ESPN podcast on Wednesday. [Timestamp - 5:56]

The analyst shared the instance of Chip Kelly and how coaches adjust their buyouts.

“If he goes and becomes a $5 million a year NFL play caller or whatever like Chip did, he would get offset from the buyout. So you can make it more manageable. This (Billy Napier) is like $20 million, I believe $10 million in the first 30 days. I think it's $20.4 million, half of it in the first 30 days and then they have to just pay the rest."

Billy Napier condemns Florida player's bizarre conduct in Week 2

After the game, Billy Napier discussed Brendan Bett's conduct. He did not mention whether the team would discipline Bett, but said the player would be issuing an apology.

“I think that the kid is remorseful," Napier told reporters on Monday. "I think he feels as if he let the team down. I do think he has, in general, been out of character for him. He made a mistake, and he compromised the team. He made a selfish decision. He misrepresented our fans, our alumni, and the university."

The Gators will next play LSU this weekend before battling Miami. For Napier, it is essential to win back-to-back games, with the schedule set to get tougher for Florida deeper into the season.